:root{--ink:#0f172a;--ink2:#334155;--mute:#64748b;--line:#e2e8f0;--bg:#f8fafc;--card:#fff;--navy:#0b2a4a;--gold:#b98a2e;--green:#0f7a4d;--red:#b42318;--accent:#1d4ed8}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.45 -apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--accent)}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
header.top{background:var(--navy);color:#fff;padding:14px 0}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.brand{font-weight:700;letter-spacing:.3px}.brand small{display:block;font-weight:400;opacity:.8;font-size:12px}
.pill{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:6px 12px;font-size:13px}
h1{font-size:clamp(24px,4.2vw,38px);line-height:1.15;margin:22px 0 6px;letter-spacing:-.01em}
.sub{color:var(--mute);margin:0 0 18px;font-size:15px}
.hero{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:20px;margin:14px 0;box-shadow:0 1px 2px rgba(15,23,42,.04)}
.headline{font-size:clamp(20px,3.4vw,30px);font-weight:700;line-height:1.2}
.headline b{color:var(--green);font-size:1.25em;font-variant-numeric:tabular-nums}
.headline .why{display:block;font-weight:400;color:var(--ink2);font-size:15px;margin-top:8px}
.grid{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:820px){.grid.two{grid-template-columns:1fr 1fr}.grid.dials{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.grid.dials{grid-template-columns:repeat(4,1fr)}.grid.dials.three{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px}
.card h3{margin:0 0 10px;font-size:14px;text-transform:uppercase;letter-spacing:.08em;color:var(--mute)}
.dial label{display:flex;justify-content:space-between;align-items:baseline;font-weight:600;margin-bottom:6px}
.dial label output{font-variant-numeric:tabular-nums;font-size:20px;color:var(--navy)}
.dial input[type=range]{width:100%;accent-color:var(--navy);height:34px}
.dial .hint{color:var(--mute);font-size:12px;margin-top:2px}
.dial input[type=text],.dial input[type=number],select{width:100%;font:inherit;padding:9px 10px;border:1px solid var(--line);border-radius:10px;background:#fff}
.row{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.cols{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:720px){.cols{grid-template-columns:1fr 1fr}}
.col{border-radius:14px;padding:16px;border:1px solid var(--line);background:#fff}
.col.red{border-top:5px solid var(--red)}.col.green{border-top:5px solid var(--green)}
.col h4{margin:0;font-size:15px}.col .tag{color:var(--mute);font-size:12px;margin-bottom:10px}
.kv{display:flex;justify-content:space-between;padding:6px 0;border-bottom:1px dashed var(--line);font-variant-numeric:tabular-nums}
.kv:last-child{border-bottom:0}.kv.big{font-size:20px;font-weight:700;border-top:2px solid var(--line);margin-top:6px;padding-top:10px}
.kv .m{color:var(--mute);font-weight:400;font-size:13px}
.gauge{height:14px;background:#eef2f7;border-radius:999px;overflow:hidden;display:flex}
.gauge i{display:block;height:100%}.gauge .tax{background:var(--red)}.gauge .now{background:#f59e0b}.gauge .def{background:var(--green)}
.legend{display:flex;gap:14px;flex-wrap:wrap;font-size:13px;color:var(--ink2);margin-top:8px}
.legend i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:6px;vertical-align:middle}
details{border:1px solid var(--line);border-radius:12px;background:#fff;padding:10px 14px;margin:10px 0}
details summary{cursor:pointer;font-weight:600}
table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
th,td{text-align:right;padding:6px 8px;border-bottom:1px solid var(--line)}th:first-child,td:first-child{text-align:left}
.tablewrap{overflow-x:auto}
.btns{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0}
.btn{display:inline-block;padding:11px 16px;border-radius:10px;border:1px solid var(--navy);background:var(--navy);color:#fff;font-weight:600;text-decoration:none;cursor:pointer;font:inherit}
.btn.ghost{background:#fff;color:var(--navy)}
.foot{color:var(--mute);font-size:12px;line-height:1.5;margin:24px 0 40px}
.warn{background:#fff7ed;border:1px solid #fed7aa;color:#9a3412;border-radius:10px;padding:10px 12px;font-size:14px;margin:10px 0}
.ok{background:#ecfdf5;border:1px solid #a7f3d0;color:#065f46;border-radius:10px;padding:10px 12px;font-size:14px;margin:10px 0}
@media print{header.top,.btns,.dials,details,.nop{display:none!important}body{background:#fff}.hero,.card,.col{box-shadow:none;break-inside:avoid}.print-only{display:block!important}}
.print-only{display:none}